Reverse Elasticity Drives up Deposit Balances

August 31, 2010 |

Who ever heard of a deposit market where banks can lower their rates below their market average and yet still see their balances go up? And yet that is exactly what we are seeing right now.

It's called “rate minimization,” where banks literall more>

Remote Deposit Capture is Focus of New Tech Council White Paper

August 24, 2010 |

Remote Deposit Capture (RDC) promises to extend greater convenience to members while at the same time potentially reducing operational costs and investment in building more>

Member Spotlight: Michael Daugherty

August 23, 2010 |

Michael Daugherty is president of the $13-million Community Plus Federal Credit Union in Rantoul, Illinois. His background includes lending, sales, accounting, and more>

Effective Strategies for Credit Card Pricing is Subject of Latest OpSS Council White Paper

August 19, 2010 |

Credit unions have a real opportunity to gain credit card market share from banks today, according to a new white paper by the CUNA Operations, Sales & Service (OpS more>

Regulatory Comment Calls & a Final Rule Analysis

August 19, 2010 |

NCUA Proposed Rule on Golden Parachute and Indemnification Payments, Interim Final Rule: Low-Income Definition, NCUA Interim Final Rule Clarifies Regulation DD Overdraft Protect more>